This new product offering marks the first of its kind: the mogul Modified Sale Leaseback. In addition to long-term leases and short-term/vacation rentals, we have developed a method synergistic with our ability to pass on low-interest rates originated in favorable borrower environments.

Sellers generally have two options to realize liquid returns on their real estate equity: sell and incur 10%+ fees on their purchase price, or take out a line of credit against their equity (like a HELOC) and incur 2%+ origination fees and 10%+ in annual borrowing costs. mogul's Modified Sale Leaseback allows us to work directly with the seller to provide near fee-less liquidity AND the opportunity to stay in the investment.

The seller can unlock their equity, transfer the mortgage, and continue to live in the home on a lease. The buyer benefits from a fair market basis with future appreciation multiplied by leverage, highly accretive leverage from a low-rate in-place loan, and stable yield from a renter who cares for the home like it's their own (because it was!). With newfound liquidity, this approach is truly beneficial for both parties.